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Credit Card Processing Equipment

Choose from the industry’s largest selection of free equipment.

We at Bankcard Academy work with business owners every day to make sure they have the right credit card processing equipment they need to succeed. So much so, that we give new merchants free equipment, so they don’t have to worry about initial costs and pick the right machine for them instead of the one that best fits their budget.*

*Restrictions may apply.


We offer a few things to think about before picking the new credit card terminal for your business.

Choosing the Right Credit Card Machine

The best way to pick the right machine for you is to do your research. Think of how your customer shops, are they more traditional where a countertop unit makes sense? Or is your business model more of a fluid one where you might be on the go more than a typical merchant? Then a wireless unit might make the most sense for your business. You need to figure out the who, what, where, when and why of how you’re going to accept credit cards and pick the machine accordingly.

How Credit Card Processors Work

Traditional terminals are dialed out either by a phone line or through an Internet connection. If you use a land line, make sure it is a dedicated line, or it will not work properly if there are interruptions from incoming calls or call waiting. Many businesses prefer the convenience of the Internet-connected terminals that use IP for faster transactions and won’t tie up a landline.

Other Options for Accepting Payments

In addition to the traditional style terminals, there are several other options that add convenience for your customers. You can add a PIN Pad device to accept debit card purchases and use a ‘store and forward’ option that allows you to enter credit card information and process it at a later time. AB is also a leader in the e-Commerce space and has a solution for most any e-Commerce checkout system. We also offer mobile apps for your smartphone or tablet that allows you can process on the go.


Bankcard Academy can help you determine which credit card machine is right for the type of business you run. We offer a variety of options; from countertop terminals and e-commerce shopping cart checkouts to mobile apps that allow you to process on the go. We’re showcasing a few of our most popular credit card machines, but by no means are these all we have to offer.

View a full list of the industry’s largest selection of free equipment >

Vx520 is a rugged and reliable countertype device that’s built for everyday use. It handles encryption, decryption, and processes quickly. Integrated near field communications (NFC) capabilities support alternative payments. It can also support loyalty and gift card acceptance. Offers a full range of connectivity options — dial to dial plus Ethernet. The optional battery allows you to take the Vx520 anywhere you go. Note: When connected to the 805 PIN Pad this terminal is EMV compliant.

Vx680 Wireless is a portable, handheld device that houses a powerful processor that will give merchants the ultimate processing speed. This is perfect for mobile merchants, delivery services, stadium vendors and pay-at-the-table restaurants. The Vx680 3G is equipped with HSPA+ 3G, making it the fastest portable, handheld device on the market today. With 3G, devices will have a large enough bandwidth to download colorful graphics, pictures and videos quickly onto the POS display, enhancing the user experience. If you choose to add GPS, you can track your fleet of devices in the field or place territory limitations, giving you peace of mind. Specs include a 3.5-inch touchscreen color display and is near field communications (NFC) enabled for contactless card and mobile device payments.

Ingenico ICT220 CL is among the world’s smallest credit card terminal devices and is designed for easy handling and rugged everyday use. Accept all electronic payment methods including EMV chip & PIN, magstripe and NFC/contactless. It meets the highest security requirements and is PCI PTS 3.x certified with SRED and Open protocol modules. The optional PIN privacy shield provides additional PIN entry confidentiality.

Vx570 DC is a countertop solution that blends speed and performance and can support value-added applications and EMV chip card transactions. Offers the option of either dial connect and Ethernet, or merchants with broadband service can immediately process payments through this always-on connection. With the increased memory, merchants can add on value-added applications. And the VX 570 offers the most reliable security available, including SSL/TLS and VeriShield Retain file authentication to help prevent fraud and other software intrusions. Note: When the Vx570 DC is connected to the 805 PIN Pad it is EMV compliant.

Vx510 is a space-saving credit card terminal that is easy to install and use. Supports external PCI PED approved PIN Pad, as the PIN Pad 805. The intuitive ATM-style interface offers a large backlit display that has ergonomic keys to reducing errors. It also comes with a high-speed printer that reduces wait times, meaning you can process the next customer that much quicker, reducing wait times. All of this and it can also support additional capabilities like check reading, check imaging and contactless payments.

Note: When connected to the 805 PIN Pad the Vx510 terminal is EMV compliant.

Call (844) 277-5310 to speak with our knowledgeable representatives, and they’ll work with you to make sure you get the right credit card processing machine for you and your business.